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Proton Terms & Conditions

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the Proton Website“Website”, “Site”) or the Proton smartphone App (“App”), operated jointly by Proton Reinsurance Limited and Marshmallow Tech Private Limited (“Company”, “us”, “we”, or “our”).

Your access to use the Site or App is conditioned on your acceptance of and compliance with these Terms. These terms apply to all Site visitors, users and others who wish to use the Site or the App.

By accessing or using the Site or App you agree to be bound by these Terms. If you disagree with any part of the Terms you are not granted permission to access or otherwise use the Site or the App. These terms apply only to your use of the Site and the App and do not change or modify any other agreement of contract between you and Proton.

The Company reserves the right, in its sole discretion, to change these Terms and Conditions at any time without prior notice to you. Your continued use of the Site or the App after any change may be made to the Terms constitutes acceptance of the change or changes.

To the extent permitted by law, the Company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the functionality or operation of the Site or the App will be uninterrupted or free from error, that any defects in the Site or the App will be corrected, or that the Site, the App or the server(s) that make them available are free of viruses or other harmful conditions or components.


Intellectual Property Rights

The Website, the App and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company , its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms and Conditions permit you to use the Website and the App for your personal, non-commercial use only. Except as expressly provided herein, you must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit, or otherwise use any of the material on our Website or frame this Website within any other Website without our prior written permission. Systematic retrieval of data or other content from this Site or the App to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from the Company , is prohibited.


The Company name, all registered trademarks, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Marshmallow Tech Private Limited or its affiliates or licensors. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs, and slogans on this Website and the App are the trademarks of their respective owners.


Privacy policy

The Privacy Policy for can be accessed here The Privacy Policy discloses Proton ’s privacy practices and will notify you of the following regarding your use

  • What personally identifiable information and/or other information is collected from you, how it is used and with whom it may be shared.

  • What choices are available to you regarding the use of your personally identifiable information.

  • The security procedures the Company has in place to protect your personally identifiable information.

  • How you can correct any inaccuracies in collected personally identifiable information.

Accounts on the Site and the App

Creating an Account. You have the option at your discretion to create an Account when using the Site or the App. Creating an account at Site or App requires you to submit to use a mobile number as the user identifier. When you create an Account on the Site or the App you are attesting that you are 18 years old or older at the time the Account is created and that the information you provide us is accurate, complete and current at all times. If you submit inaccurate, incomplete or not current information, the Company may, at their sole discretion, take any action with respect to your account that it deems appropriate under the circumstances, including, without limitation, immediate suspension or termination of your Account.

Your Responsibility

You are responsible for maintaining the confidentiality of your Account, including but not limited to the restriction of access to your computer and/or Account, and protection of your password. You agree to accept responsibility for any and all activities or actions that occur under your Account and/or password. You must notify us immediately by sending an email to upon becoming aware of any breach of security or unauthorized use of your Account.

In creating or using an Account you may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.

Marketing Communications

By creating an Account at the Site or the App you agree that the Company can contact you with email or other communications relating to your Account and/or the Site / the App. If you create an Account at the Site or the App and do not wish to receive marketing materials, you can contact us at to request that we remove you from our marketing distribution lists

We reserve the right to refuse service, terminate accounts, remove or edit content at the Company’s sole discretion.

Links to other websites

Our Site may contain links to third party websites or services that are not owned or controlled by the Company. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third party websites or services that you visit.

Governing law

This Agreement is governed by and construed in accordance with the Dubai International Financial Centre laws of UAE without giving effect to any choice or conflict of law provision or rule and the Dubai International Financial Centre Court shall have exclusive jurisdiction.

Specific enforcement of rights

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Site, and supersede and replace any prior agreements we might have had between us regarding the Site.


We may terminate or suspend your account and bar access to the Site or the App immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. Please note that termination described in this section pertains to your use of the Site or the App and creating an account on that site.

If you wish to terminate your use of the Site, you may simply discontinue using the Site. If you wish to disable your account, simply email us at

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

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