A safe driver is one who follows road rules and keeps oneself and others safe on road. Safe driving means:
● Not being distracted while driving (not using the phone for texting or calling)
● Staying in the right lane
● Staying alert
● Being mindful of road conditions
● Driving proactively and not reactively
● Keeping emotions in check, and
● Being in full control of your vehicle
We cover all individuals who are or are beyond 19 years of age and have 12 months of driving experience after passing your test.
We encourage safe driving. We believe that those who drive safe must be acknowledged and rewarded. After all, safe driving not only reduces road risks but also positions you as a responsible citizen.
We don’t follow the way traditional insurance works. So, no hidden fees and no unnecessary costs. We are powered by advanced technology. Our processes are automated. So, we pass the savings back to our consumers and also reward them with attractive discounts and offers.
The answer is yes with a capital Y. We offer comprehensive insurance on par with the other insurers. Additionally, we enable you to customise your cover to suit your individual circumstances.
Your driving is the most critical component in calculating your quote. During the test drive, we analyse how, when & where you drive. Based on our observations and inferences, we build a personalised driving risk model.
We also consider your driving history and traditional factors that are mathematically predictive of risk or fraud.
No, we do not offer insurance coverage during the test drive.
After you download the app, we receive your location and motion data in the form of machine learning algorithms. This data helps us build your driver profile. You can keep the app running in the background on your phone when you sign up for the test drive.
The data patterns differ when you are driving a car or are a passenger. They also indicate whether you are in a car or in any other mode of transportation. By the end of a test drive period, we collect enough data for our algorithms to accurately assess how safe a driver you are.
We use your driving data and driving habits to build your quote.
If you are a car owner living in a metro, residing in accident-prone areas, or wish to drive safely and save on car insurance, our insurance coverage is for you.
Additionally, if you have multiple or expensive cars and are looking for car insurance that could give you greater control over how much you spend on insurance every year, you must consider downloading our app.
The sign-up takes less than a minute. We take a scan of your driving licence and collect your relevant driving history from governmental databases.
